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Asset class agnostic platform providing securitization and ESG related

Supporting automated document and file ingestion mechanisms

Automated Data Ingestion

Enables multiple users concurrent access (including remote access) whist automating workflow activities

Automated Enterprise System supporting sophisticated third-party integrations

Introduces industry best practices

Transaction modeling and reporting is auditable and traceable

Hosting Software as a Service

Asset class agnostic platform providing securitization and ESG related trustee services

TAO Solutions eliminates the need for separately created spreadsheets, housing key features for trustees, trust managers and custodians in respect of structured finance activities.   Each transaction can be modeled and effectively ‘locked down’ to avoid any further changes without authorized consent.  User permissions are assigned at every stage of the process with a detailed audit log available to record subsequent changes, thereby reducing on-going compliance assessment and review costs. 

Supporting automated document and file ingestion mechanisms and the highest standards of data security

Obtaining customer information via a secure SFTP site and thereafter automating the ingestion of this information into the application significantly reduces cyber security risks as well as providing material operational efficiencies.  The application has the ability to scrape values from provided reports as well as ingest granular information for the purposes of recalculation and compliance assessments. 

The TAO Solutions SaaS solution introduces industry best practices between market participants in a safe, secure environment.

Automated Data Ingestion

The ability to ingest seller reports, transactional information and related granular data in an automated and repeatable fashion is seen as critical to monitoring the performance of the underlying trust and its counterparties.  Data and transactional information can be automatically ingested via a dedicated SFTP site or API’s and can cater for specific customer data ingestion requirements via a dynamic interface.

At ingestion, data is validated and normalised to ensure data quality and integrity standards are maintained.  Other third party data sources can be ingested by the application to provide value added services, including industry arrears performances, updated housing prices to determine current LTV’s.

Enables multiple users concurrent access (including remote workers) whilst automating workflow activities

TAO Solutions effectively removes manual processing and enables multiple users to access, operate, review and approve workflow items.  Various workflow items can be introduced to the application including waterfall validation, financial statements, automated payments and regulatory reporting

additional value added services.

Automated Enterprise System supporting sophisticated third-party integrations

Trustees obligations and fiduciary duties result in significant and on-going compliance costs.  TAO Solutions provides to the industry an automated enterprise solution that supports important third party integrations, including:

• Multi-trust structuring that is asset class agnostic specifically catering for structured finance and / or ESG related transactions
• Software built using the latest Microsoft technologies, that has global tier 1 banks as its customers
• Scalable both horizontally and vertically to handle the largest business operations
• Workflow automation
• Provides the highest level of data encryption protocols
• Various hosting options are available.  Our software can be hosted and managed by TAO Solutions or by the trustee in its own hosted environment or installed on-premises.  Trustees are provided with maximum flexibility in terms of preferred deployment as well as managing the IT infrastructure and disaster recovery requirements
• TAO Solutions Inc. is SOC 2 Type 2 accredited and ISO 270001 certified

TAO Solutions ability to support third-party integrations in an automated fashion via API and flat file extracts enables the trustee to effectively interact with the various industry participants.  Examples include senior lenders, investors, issuers, payment agents. 

Introduces industry best practices

Supports industry requirements surrounding data encryption, integrity and third party compliance and security standards:

• No more separately managed Excel spreadsheets
• Asset and liability management
• Cash and securities management
• Reconciliation of remittances
• Automated processing and funding of new sellers and/or assets
• Administration of deal waterfall
• Note distribution, issuance and maturities processing
• Pay-down and rollover of maturing debt outstanding
• Investment of cash balances
• Administration of collateral
• Opening and administration of bank and custodial accounts
• Manage securities safekeeping
  

Transaction modeling and reporting is auditable and traceable

Each customer mandate can be modeled, locked down that is auditable and traceable in a sustained controlled environment. 

• Transactions are modeled using our proprietary ‘Engines’ formula builders, providing the flexibility of excel in a controlled, auditable environment
• An audit log of data and transactional information is maintained at ingestion
• Transactions modeled within the application can be locked down, prohibiting unauthorized changes without consent
• An audit log of changes undertaken for transactions is included within the application
• Audit reports can be generated by the application
• Formula can be graphically traced to determine dependencies
• Modeled transactions and related reporting can be cloned for new deals and edited accordingly, thereby reducing client on-boarding and set-up times 
• Modeled transactions can be exported with testing results for third party review and verification purposes 

TAO Solutions software enables trustees to obtain significant operational efficiencies, reducing on-going audit and compliance costs.  Distinct modeling capabilities via its “Engines” that are used for funding, compliance and settlement purposes using innovative formulas that are intuitive to understand and construct to reflect the transaction documents and the contractual obligations of the trustee. These Engines have been designed with Excel users in mind, providing Excel type safe formulas and ensuring maximum flexibility.

The software is asset class agnostic, supporting multi-currency and multi-jurisdictional reporting features.  Transactions can be cloned to avoid duplication efforts.  Liabilities, waterfalls can be easily altered to support required changes without the need for special coding.  Reporting is available via its analytics tool, SQL Server Reporting Services and Excel (as a presentation layer) with a SecureHub plug-in provided as a core feature.

Hosting Software as a Service

TAO Solutions provides its structured finance and ESG software-as-a-service offering supporting a variety of hosting options.  Trustees can elect to have the software hosted by TAO Solutions (via public or private cloud) or they can use their own hosting arrangements.  An additional option includes the ability to install the software on-premises.

Trustees may have specific requirements surrounding vendor hosting and regulatory obligations and as such, TAO Solutions has an innovative approach towards managing client expectations and providing a superior customer experience and whole of life ownership. TAO Solutions hosting enables Trustees to not require additional IT infrastructure and we manage it all including high availability, disaster recovery and IT support in accordance with pre-contracted SLA’s.

SecureHub is scalable both horizontally and vertically to address business growth as and when needed.  Service level agreements support high availability and help desk and IT support provided as and when required.