SecureHub Product Release December 2024

2024 had been an exciting year at TAO Solutions for several reasons: firstly, we continued to build on the foundation of our technology platform, adding new functionality to address the growing needs of our customers and the structured finance / covered bond industry; secondly, we significantly expanded our geographical coverage, adding new issuers and enabling a path of least resistance for jurisdictional-specific issuance activities; and finally, our focus on employee satisfaction and development resulted in multi-year awards of being a Great Place to Work certified company. As we look towards the future, we remain committed to our core competency of servicing the global financial services industry. As structured finance issuance volumes continue to rise across the world, the broader industry requirements surrounding risk management, governance, traceability, regulatory considerations and increased efficiencies remain a central theme. At TAO Solutions, we have become a world-leading authority on best practices surrounding everything related to structured finance, securitization and covered bond administration. This is important as boards, executives, senior management and information technology departments need to understand and address how correct solutioning and technology mitigates the underlying business risks associated with complex structured finance activities. Below, we highlight several important initiatives undertaken by TAO Solutions to address the future needs of the financial services industry. · Artificial Intelligence (AI) Having reviewed and undertaken several AI projects internally, the promise of AI to transform operational requirements is evident. AI introduces several efficiencies that supports front, middle and back office operational activities. With that in mind, we are currently working on several embedded AI tools to assist with platform administration activities which will be further explored in forthcoming newsletters. · Dynamic Data Interfaces The requirement for structured finance and covered bond programs to address the evolving needs of originators, funders, sustainable finance, and regulatory bodies means that users of SecureHub will be required to easily map and ingest new data elements for pooling and downstream reporting purposes on an ongoing basis. As a result, new tools will be available allowing users to dynamically define core data table elements and structures that can cater for different source data and jurisdictional requirements without the cost and time associated with development as and when required. · Advanced Portfolio Optimization The non-bank, neo-bank, and private credit industry continues to grow with increased demands to address periodic rebalancing of asset portfolio composition post funding/issuance. In addition, with traditional and synthetic portfolio covenants becoming increasingly more stringent, SecureHub will introduce new automated portfolio optimisation techniques which will solve complex asset selection tasks in minutes across various asset classes and funding mechanisms. · Financial Modelling and Reporting Simplified The process of onboarding of new transactions needs to be as efficient as possible, with the ability to trace calculated values back to source and link underlying waterfall calculations to the core transaction documents. With SecureHub’s forthcoming reporting wizard and natural language processing capabilities, the ability to move quickly and accurately from documentation to vetted models will be unparalleled and significantly improve operational agility well beyond current methods.  With so much exciting product improvement activities currently happening at TAO Solutions, we envision 2025 as a foundational period whereby emerging technological advancements will drive the need for structured finance industry participants to re-evaluate the status quo. To find out more about our journey and how this can support your business requirements, please reach out to our co-authors below. Mr Jim Metaxas Managing Director Email: jim.metaxas@taosolutions.ca Mr Nicolas Warlop Director Email: nicolas.warlop@taosolutions.ca

SFVegas 2025 - Significant Risk Transfers, Algorithmic Solver and More

A Strong US Market

In the competitive world of equipment finance, speed, accuracy, and efficiency are essential. With the increasing demand for streamlined operations and fast decision-making, financial institutions are constantly seeking innovative solutions to stay ahead. One such innovation is the Credit AI Assistant , a game-changing technology that promises to transform the equipment finance landscape. By integrating AI into the credit evaluation process, lenders can drastically speed up deal origination while minimizing risk.

TAO Solutions is pleased to exhibit at this year's ABS East 2024, allowing the various industry participants the opportunity to discuss in person our recent achievements, your business requirements, regulatory considerations, addressing risk management and deriving material operational efficiencies.

The article explores the benefits of Platform-as-a-Service (PaaS) solutions in the equipment finance industry. PaaS offers equipment finance firms scalability, cost efficiency, faster app deployment, enhanced collaboration, and built-in security, driving innovation and streamlining operations in a cloud-based environment.

The article explores how AI chatbots are transforming equipment finance, improving customer service, streamlining processes like credit adjudication, and providing 24/7 support, while advancing NLP and AI capabilities.

Blockchain is transforming equipment finance by improving security, transparency, and efficiency through smart contracts and decentralized ledgers, reducing costs.